:root{--navy:#0d2541;--navy2:#173b62;--gold:#b78b48;--gold2:#d9b979;--cream:#f8f4ee;--paper:#fffdf9;--ink:#17212b;--muted:#5e6872;--line:#e5ded4;--ok:#2f6b58;--shadow:0 14px 34px rgba(13,37,65,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.68}a{color:var(--navy2)}img{max-width:100%;display:block}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.12;margin-top:0}h1{font-size:clamp(2.2rem,5vw,4.7rem);letter-spacing:-.035em}h2{font-size:clamp(1.7rem,3vw,2.7rem);margin-bottom:.7rem}h3{font-size:1.32rem;margin-bottom:.45rem}.container{width:min(1160px,calc(100% - 36px));margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.91rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,253,249,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.navrow{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:24px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;color:var(--navy);white-space:nowrap}.brand img{width:42px;height:42px}.brand span{font-size:1.06rem}.nav{display:flex;gap:6px;align-items:center}.nav a{text-decoration:none;color:var(--ink);font-size:.9rem;font-weight:650;padding:10px 9px;border-radius:999px}.nav a:hover,.nav a.active{background:var(--cream);color:var(--navy)}.menu-btn{display:none;border:1px solid var(--line);background:white;border-radius:10px;padding:9px 12px;font-size:1rem}.hero{padding:64px 0 44px;background:linear-gradient(135deg,#fffdf9 0%,#f8f4ee 60%,#f0e7da 100%)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:52px}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--gold);font-weight:800;font-size:.78rem}.lead{font-size:1.15rem;color:#394550;max-width:760px}.hero-photo{border-radius:24px;box-shadow:var(--shadow);overflow:hidden;aspect-ratio:3/2;background:#eee}.hero-photo img{width:100%;height:100%;object-fit:cover}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:10px;padding:12px 18px;font-weight:750;border:1px solid var(--navy)}.btn.primary{background:var(--navy);color:#fff}.btn.secondary{background:#fff;color:var(--navy)}.section{padding:64px 0}.section.alt{background:var(--cream)}.section-head{max-width:820px;margin-bottom:30px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 5px 18px rgba(13,37,65,.04)}.card p:last-child{margin-bottom:0}.icon-badge{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:#f1e6d3;color:var(--navy);font-weight:900;margin-bottom:13px}.stat{padding:24px;border-left:4px solid var(--gold);background:#fff;border-radius:12px}.stat strong{display:block;font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:2.25rem;line-height:1}.stat span{color:var(--muted);font-size:.93rem}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:42px}.prose p,.prose li{font-size:1.04rem}.prose ul{padding-left:1.25rem}.prose .notice{background:#f8f4ee;border-left:4px solid var(--gold);padding:18px 20px;border-radius:10px;margin:24px 0}.sidebox{position:sticky;top:108px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.sidebox a{display:block;text-decoration:none;padding:8px 0;border-bottom:1px solid var(--line)}.sidebox a:last-child{border-bottom:0}.checklist{list-style:none;padding:0!important}.checklist li{padding:.42rem 0 .42rem 1.7rem;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:900}.quote{font-family:Georgia,"Times New Roman",serif;font-size:1.45rem;color:var(--navy);padding:28px;border-radius:18px;background:#f6efe5;border:1px solid #eadbc4}.faq details{border:1px solid var(--line);border-radius:12px;background:white;padding:0 18px;margin:10px 0}.faq summary{cursor:pointer;font-weight:750;padding:16px 0;color:var(--navy)}.faq p{margin-top:0}.test-box{background:var(--navy);color:white;border-radius:22px;padding:30px}.test-box h2,.test-box h3{color:white}.test-options{display:grid;grid-template-columns:1fr 1fr;gap:10px}.test-options button{border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.08);color:#fff;padding:13px;border-radius:10px;text-align:left;cursor:pointer}.test-options button:hover{background:rgba(255,255,255,.16)}.test-result{margin-top:16px;padding:16px;background:white;color:var(--ink);border-radius:12px;display:none}.source-list{font-size:.92rem;color:var(--muted)}.source-list a{word-break:break-word}.footer{background:#081c31;color:#dfe8f0;padding:46px 0 28px}.footer h3{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:34px}.footer a{color:#e8d3ad}.footer small{color:#aebccc}.legal-note{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:22px;font-size:.88rem;color:#b7c4d0}.breadcrumb{font-size:.87rem;color:var(--muted);margin-bottom:18px}.breadcrumb a{text-decoration:none}.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:1000}.kicker{font-weight:800;color:var(--gold);text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}.number-list{counter-reset:item;list-style:none!important;padding:0!important}.number-list li{counter-increment:item;position:relative;padding:12px 12px 12px 54px;border-bottom:1px solid var(--line)}.number-list li:before{content:counter(item);position:absolute;left:8px;top:10px;width:30px;height:30px;border-radius:50%;background:var(--navy);color:white;display:grid;place-items:center;font-weight:800}.mini-nav{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.mini-nav a{font-size:.9rem;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;text-decoration:none}.table-wrap{overflow:auto}.data-table{width:100%;border-collapse:collapse;background:#fff}.data-table th,.data-table td{padding:13px;border-bottom:1px solid var(--line);text-align:left}.data-table th{color:var(--navy);background:#f7f1e7}.badge{display:inline-block;border-radius:999px;background:#eaf3ef;color:#235844;padding:4px 9px;font-size:.78rem;font-weight:800}
@media(max-width:900px){.hero-grid,.content-layout,.footer-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr 1fr}.sidebox{position:static}.nav{display:none;position:absolute;left:0;right:0;top:78px;background:#fff;border-bottom:1px solid var(--line);padding:14px 18px;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{padding:12px}.menu-btn{display:block}.topbar .container{justify-content:center}.topbar .secondary-info{display:none}.copyright-row{flex-direction:column}}
@media(max-width:620px){.container{width:min(100% - 24px,1160px)}.hero{padding:40px 0 30px}.hero-grid{gap:28px}.grid-2,.grid-3,.test-options{grid-template-columns:1fr}.section{padding:46px 0}.brand span{font-size:.94rem}.navrow{min-height:70px}.nav{top:70px}.hero-photo{border-radius:16px}.topbar{font-size:.8rem}}

.footer-topic-links{display:flex;flex-wrap:wrap;gap:10px 12px}.footer-topic-links a{display:inline-flex;align-items:center;text-decoration:none;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14)}.footer-topic-links a:hover{background:rgba(255,255,255,.14)}.footer-legal-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px}.footer-legal-links a{display:inline-flex;align-items:center;text-decoration:none;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14)}.copyright-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.14);margin-top:16px;padding-top:16px;font-size:.9rem;color:#d7e1ea}.policy-list{list-style:none;padding:0!important}.policy-list li{padding:.48rem 0 .48rem 1.7rem;position:relative}.policy-list li:before{content:"•";position:absolute;left:0;color:var(--gold);font-weight:900}.policy-box{background:#f8f4ee;border-left:4px solid var(--gold);padding:18px 20px;border-radius:10px;margin:24px 0}